About Aptus.
Aptus automates collections for businesses that bill customers. We send the reminders, take the payments, and recover what's overdue. Every message goes out in your name. We are not a collection agency.
What we believe.
Most unpaid invoices aren't refusals. They're reminders nobody had time to send.
- Follow-up is a machine's job. It should run every day, all on its own.
- Paying should take one tap. No portal, no password.
- Your customers should hear from you. We're the engine, never the voice.
- You should see everything. Every account, every message, every reply.
- We fit your systems. If you ever leave, your data goes with you.
Who we are.
The team behind StudentFlow, a payments platform. We built the engine with schools, and it runs the same way for any business that sends invoices. Founded 2026 in Chicago, Illinois.
Carlos Zapata, founder · czapata@studentflow.io
Results before contracts.
Send one export. We'll return your reconciled ledger and a launch plan.
Subscription for reminders. Recovery priced on results. Live in days.