Collections on autopilot.
Your name. Your rules. Our engine.
Upload your invoices. Aptus sends the reminders, takes the payments, and recovers what's overdue. Every message goes out in your name.
Text Message · Today 9:02 AM
Hi, this is Your business. Invoice #1042 for $85.00 is due Friday.
Pay in one tap: pay.link/…
Reply HELP to reach us. Reply STOP to opt out.
See what a customer receives.
Nothing is sent, and nothing is saved.
Subscription for reminders. Recovery priced on results. Live in days.
- $2M+ invoices processed on StudentFlow's rails since November 2025
- $1.5M+ collected on those rails
- Up to two months faster to get paid than the year before
Four steps. No manual work.
- customers-and-invoices.csv412 customers · 1,184 invoices
Customer Invoices Balance Due Alvarez 2 $412.00 Sep 15 Brennan 1 $85.00 Sep 15 Chowdhury 3 $1,120.00 Oct 1 Nakamura 2 $536.50 Oct 1 1Upload your invoices.
Send an export. Set your tone and schedule once.
- Your businessBalance due$340.003 open invoices
- Invoice #1042Due Sep 1$85.00
- Invoice #1057Due Sep 15$120.00
- Invoice #1063Due Oct 1$135.00
Pay in full. Pay part of it. Start a plan. Request a call.
2Reminders go out in your name.
Text and email with a one-tap pay link. Reminders stop the moment a customer pays.
- Dana Brennan1 invoice · open 64 days$85.00Open balance
- ReminderText delivered · in your name
- ReminderEmail delivered · pay link opened
- Aptus RecoverMoved to recovery · same name, same voice
- Follow-upPayment plan started · self-serve, inside your rules
3Overdue balances get recovered.
Firmer follow-up, still in your name. Priced on results.
- $85.00 settled to your accountMaria Alvarez · Invoice #1042Your accountPaid directly. Never held.MatchedTo the invoice it paid.4
You get paid.
Straight to your account, matched to every invoice.
Your month, before and after.
| Before | With Aptus | |
|---|---|---|
| Reminders | Sent by hand, when there's time | Sent automatically, every day |
| Paying | Log in, find the invoice, check out | One tap, no login |
| Payment plans | Phone calls and email threads | Self-serve, on your rules |
| Overdue balances | Written off or sent to an agency | Recovered in your name |
| Reconciliation | Closed by hand every month | Matched automatically, to the dollar |
| Reporting | Spreadsheets stitched together | One view of every account |
- Reminders
Before: Sent by hand, when there's time
With Aptus: Sent automatically, every day
- Paying
Before: Log in, find the invoice, check out
With Aptus: One tap, no login
- Payment plans
Before: Phone calls and email threads
With Aptus: Self-serve, on your rules
- Overdue balances
Before: Written off or sent to an agency
With Aptus: Recovered in your name
- Reconciliation
Before: Closed by hand every month
With Aptus: Matched automatically, to the dollar
- Reporting
Before: Spreadsheets stitched together
With Aptus: One view of every account
FAQs.
Is Aptus a collection agency?
No. We run the engine and you stay the sender. Every message carries your name, and every payment lands in your account.
Who do my customers hear from?
You. Texts and emails go out under your name and your domain. Aptus never appears.
Where does the money go?
Straight to your account through Stripe. We never hold funds.
Do I need to replace my billing system?
No. Send us an export, or we'll link to the payment page you already use.
What does my team do each week?
Review what the system flags. That's it.
What if a customer can't pay?
They can start a payment plan on their own, or reply to reach your team. Reminders pause either way.
Pay for results.
Reminders are a flat subscription. Recovery costs a fee only on what we bring back, and nothing if we bring back nothing. That's about a third of what collection agencies charge.
Results before contracts.
Send one export. We'll return your reconciled ledger and a launch plan.
Subscription for reminders. Recovery priced on results. Live in days.